We understand that buying a vehicle is a significant investment for most people, and we're committed to making the purchasing process as straightforward and hassle-free as possible for our customers. We're here to assist you in crafting a finance package that could put you behind the wheel of your dream car.
Finance plays a crucial role in our customers' car-buying journeys, which is why we've taken steps to offer some fantastic packages along with peace of mind. We've established relationships with a wide range of lenders across the country for your convenience.
Understanding Car Finance There are three main types of finance deals you might want to consider:
Hire Purchase (HP)
Often simply referred to as HP, this involves a loan secured against the vehicle itself. It's an excellent choice for those looking to spread the cost of their car. With typical HP deals, you'll make a deposit, and the remaining balance is paid in instalments, along with interest. Once you've made your final payment, the car is yours outright.
Personal Contract Purchase (PCP)
PCP is ideal for those who enjoy changing their car every few years without having to pay a large sum each time. You'll usually start with a deposit followed by monthly payments. At the end of the agreed term, such as three years, you'll have the option to pay off the remaining balance, return the vehicle, or use any remaining value towards your next car deal.
Personal Leasing (Contract Hire)
Similar to PCP deals, Contract Hire involves monthly payments, but you won't have the option to purchase the car outright at the end of the agreement.
So, regardless of your credit history, we're equipped to tailor the perfect finance solution for you. Contact a member of our friendly team to explore your options today.